Blog · 18 February 2026
Korea fintech issuer oversight checklist
This checklist is a conversation starter for teams in Korea preparing card issuing control audits for fintech programs. It is not a regulatory filing guide and does not replace counsel.
Before the review window
- Confirm which entity owns BIN sponsorship evidence and where letters live.
- Name the limit-engine change approvers for the last two release cycles.
- Locate dispute packet templates used by customer ops versus risk.
- Check holiday and peak-sale calendars that should appear in samples.
During evidence collection
- Pull authorization extracts with version tags.
- Include at least one overnight and one weekend stratum.
- Reconcile token suspend/delete events to customer-ops tickets where claimed.
- Document any partner-API logs you could not obtain.
Before the readout
- Separate control failures from documentation gaps.
- Assign owners and dates — not adjectives — to each finding.
- Agree which items are internal-only versus network-facing.
Cloudnet Automation’s Busan studio uses variations of this list inside Governance Cohort kickoffs. Adapt it; do not treat it as exhaustive.